A 1031 exchange lets real estate investors defer capital gains taxes by reinvesting proceeds from a property sale into a similar investment property.

An ARM is a type of mortgage where interest rates change periodically based on market conditions, potentially lowering or increasing monthly payments.

Understand how loan amortization works and how it impacts mortgage payments over time.

Learn how property appreciation increases value over time and why it’s a key factor in real estate investing.

Learn how CFPU helps investors measure rental property profitability on a per-unit basis.

Discover how Cap Rate helps investors evaluate a property's profitability and return potential.

A key metric showing the annual return on an investor’s actual cash investment in a property.

A Chart of Accounts is a financial system that categorizes all transactions in a business, helping real estate investors track income, expenses, and profitability.

A breakdown of common closing costs, including lender fees, inspections, and title expenses.

Find out how DSCR helps lenders assess a property's ability to cover loan payments.

Depreciation allows real estate investors to deduct the loss of value in a property over time, reducing taxable income and improving cash flow.

Equity is the difference between a property’s market value and the outstanding loan balance, representing an investor's ownership stake.

Escrow is a financial arrangement where a neutral third party holds funds until contract terms are met, commonly used in real estate transactions.

Learn how Fair Housing Law protects buyers and renters from discrimination in real estate transactions.

Learn the benefits of a fixed-rate mortgage and how it provides stable, predictable payments.

The Gross Rent Multiplier (GRM) is a simple valuation method that compares a property’s price to its annual rental income to assess profitability.

A guide to hard money loans—how they work, when to use them, and their pros and cons.

Holding costs are ongoing expenses such as property taxes, insurance, and maintenance that investors incur while owning a property before selling or renting.

Discover how house hacking allows investors to reduce housing costs by renting out portions of their property.

Understand how LTV measures loan risk and impacts mortgage approval and interest rates.

A guide to lease agreements, covering essential terms and rights for landlords and tenants.

Explore the different types of mortgage loans and how they work for real estate investors.

A fundamental metric for evaluating a property's profitability before debt expenses.

Learn how a P&L statement tracks rental income and expenses to assess property performance.

Learn how to calculate ROI and evaluate the profitability of real estate investments.